South Carolina DOR Give Guidance On Required Coverage

For those that have been following the upcoming legislation change in South Carolina regarding Liquor Liability Insurance, you may have had a number of questions. One of those questions was answered today. The Question: What happens to insurance policies that have coverage levels of $1,000,000 aggregate and LESS THAN 50% per occurrence coverage starting January […]

Captive Insurance Times Reviews Ragnar Hospitality

September 24, 2025 the Captive Insurance Times, an insurance industry periodical focusing on the captive insurance space reviewed and announced the formation of Ragnar Hospitality Insurance Company in coordination with CIC Services.  Our unique program is bringing much needed change to the restaurant insurance industry and hopefully much needed relief of sky-high liquor liability insurance […]

SC Amends Liquor Liability Law

After several months of lobbying from both advocates and those opposed to tort reform the state of South Carolina’s governor, Henry McMasters, signed into law a new bill aimed to help give relief to the increase liquor liability insurance premiums for restaurant and bar owners.  The law which was signed into law on May 12,2025 […]

Three Insurance Pulls Out of Market

Three Insurance by Berkshire Hathaway pulls out of the restaurant business in South Carolina.