Newsroom

Press & Partnerships

News coverage, partners and media resources for Ragnar Hospitality Insurance Company, the captive insurance program built for South Carolina bars, restaurants and hospitality businesses.

As covered by The Post and Courier / Free Times · WPDE · Live 5 News · ABC News 4 · FOX Carolina · WYFF 4 · WRDW

South Carolina Bar and Tavern Association

Featured partnership

South Carolina Bar & Tavern Association

In July 2026, the South Carolina Bar & Tavern Association announced its partnership with Ragnar Hospitality to expand access to liquor liability coverage for licensed bars, taverns and restaurants across the state, at a time when many owners were being declined or priced out.

On August 15, 2026, the association held a press conference at Ricky’s Dockside in Little River to unveil the program to Grand Strand businesses.

In the news

Recent Coverage

Free Times / The Post and Courier · July 31, 2026

As high liability costs bite SC bars, a new insurance company hopes to bring relief

An in-depth look at how Ragnar vets each business in person, and what that slower process has meant for quotes.

Read the story →

Live 5 News · July 24, 2026

South Carolina hospitality industry looks to new insurance program amid ongoing liquor liability crisis

How the program evaluates each business’s operations instead of leaning on alcohol-sales percentages.

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ABC News 4 · July 24, 2026

S.C. Bar and Tavern Association announces partnership to expand liquor liability options

Charleston coverage of the association’s partnership and the hospitality-focused coverage it brings to members.

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WRDW · July 24, 2026

New program expands liquor liability insurance options for S.C. bars

A South Carolina bar owner shares how his annual premium changed after joining the program.

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FOX Carolina · July 15, 2026

SC Bar and Tavern Association speaks on access to liquor liability insurance

Upstate coverage of the partnership announcement from the Greenville-based association.

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WYFF 4

SC businesses can apply for new liquor liability insurance program

What South Carolina businesses need to know about applying to the new program.

Read the story →

Also covered by WIS, WMBF and WAVE.

Listen & read

Interviews & Company News

Podcast · Conversation Mill

Andrew Reina on Conversation Mill

Andrew joins host Rebecca Dehl on the Upstate podcast spotlighting South Carolina small businesses and community voices.

Listen on Spotify →

Industry press · Captive Insurance Times

Captive Insurance Times Reviews Ragnar Hospitality

The captive insurance trade publication covered the formation of Ragnar Hospitality Insurance Company.

Read more →

Industry press · Insurance Journal · July 28, 2026

Can Captive’s Hands-On Vetting of Bars Provide Answer to SC Liquor Liability Crisis?

A national insurance trade publication looks at how Ragnar’s in-person vetting of bars, including unannounced visits, shapes its liquor liability coverage.

Read the story →

Who stands behind the program

Our Program Partners

A captive is only as strong as the partners around it. These are the organizations behind Ragnar Hospitality Insurance Company.

Industry partner

South Carolina Bar & Tavern Association

The Greenville-based trade association for South Carolina bars and taverns, partnered with Ragnar to expand access to liquor liability coverage statewide.

Fronting carrier

Concord Specialty Insurance Company

Our fronting carrier, rated A− by AM Best.

Somers Risk Consulting Logo

Captive manager

Somers Risk Consulting

A boutique captive insurance consulting and management firm founded in 2011, providing the captive management, regulatory and accounting support behind our program.

Visit Somers Risk Consulting →

For journalists

Media Kit

Andrew Reina, CEO

Media contact

Andrew Reina

CEO, The Ragnar Group Inc. · President, South Carolina Bar & Tavern Association

Andrew is available to speak on South Carolina’s liquor liability law, the hospitality insurance market and the captive insurance model.

areina@theragnargroupinc.com

About Ragnar Hospitality Insurance Company

Ragnar Hospitality Insurance Company is a captive insurance company built for bars, restaurants and hospitality businesses. Through community underwriting and a methodical review of how each business actually operates, the program provides general and liquor liability coverage at $1 million limits, with profit participation for its members. The program is available in South Carolina, North Carolina and Vermont, and is partnered with the South Carolina Bar & Tavern Association.

Quick facts

Type: Captive insurance company (Utah-domiciled)

Office: Charleston, South Carolina

Available in: South Carolina, North Carolina and Vermont

Coverage: General and liquor liability, $1 million limits

Fronting carrier: Concord Specialty Insurance Company (A−, AM Best)

Captive manager: Somers Risk Consulting

Industry partner: South Carolina Bar & Tavern Association

Need a logo, headshot or comment for a story? Email Andrew and we’ll get back to you quickly.

Partner With Us

Trade associations, industry groups and media: if you work with South Carolina hospitality businesses, we’d like to hear from you.